Today’s Resolution: See What’s in Your Wallet

Today's Resolution: See Whats in Your Wallet

Evaluate your credit cards periodically. Check interest rates with other companies and be sure your company is giving you the most competitive rate. Compare perks you receive, and see if you are being charged any extra fees such as an annual maintenance fee. Sometimes you can negotiate with companies for a better deal either on interest rates or perks; you might be able to get a company to waive an annual fee. Loyalty to a company is fine, but sometimes making a change can net you a better offer in the long term.