Today’s Resolution: Give Credit Where It Is Due

Credit is very valuable in today’s economic climate. Do you know your credit score? Think about when it was last checked. Has anything dramatically changed since then that might have affected it? There are many free services to tap into to find out your credit score; you should never pay for it. If your score is in the excellent range, pat yourself on the back. Whatever you are doing is working. If your score needs a little work, start thinking about how to help it. Consolidate loans, pay off balances owed, and build your net worth. Credit is great, but not if it is anchored in debt.

Photo credit: marsmet543 on Flickr.